# Overview Polter is a decentralized non-custodial lending and borrowing platform where depositors earn a percentage of the interest charged for borrowing. Since the cessation of the $GEIST platform on Fantom chain, there has been a demand for something similar to be available to the community. $POLTER was created to satisfy this demand using the same smart contract. Learning an important lesson from the previous protocol, flash-loans will be disabled on Polter. This will help to minimize risks to users of the platform. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://polter.gitbook.io/polter/overview.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.